Deposit Marketshare

Deposit Market Share for Selected Markets

Pending Ownership, including Bank, Savings Bank, Thrift Branches Ownerships as of 06/30/2022,
Branches and deposits as of 06/30/2022

STATE: Michigan

2022 Rank	2021 Rank	Institution (Headquarters)	Type	2022 Number of Branches	2022 Total Deposits in Market ($000)	2022 Total Market Share (%)	2021 Total Deposits in Market ($000)	2021 Total Market Share (%)
1	1	JPMorgan Chase Bank NA (OH)	Bank	183	74,899,526	23.86	74,620,375	23.90
2	2	Huntington National Bank (OH)	Bank	325	38,001,395	12.11	40,819,465	13.08
3	3	Comerica Bank (TX)	Bank	188	37,728,554	12.02	39,010,385	12.50
4	4	Bank of America NA (NC)	Bank	79	33,989,744	10.83	30,661,119	9.82
5	5	PNC Bank NA (DE)	Bank	142	25,375,673	8.08	23,361,244	7.48
6	6	Fifth Third Bank NA (OH)	Bank	173	21,517,862	6.85	21,861,549	7.00
7	7	Flagstar Bank FSB (MI)	Bank	114	14,990,393	4.78	17,578,901	5.63
8	8	Citizens Bank NA (RI)	Bank	71	6,889,505	2.20	6,836,785	2.19
9	9	Independent Bank (MI)	Bank	60	4,358,989	1.39	3,928,765	1.26
10	10	Mercantile Bank (MI)	Bank	40	3,891,629	1.24	3,676,294	1.18
	Total for institutions in market			2,052	313,908,891		312,153,986

COUNTY: Clare, MI

2022 Rank	2021 Rank	Institution (Headquarters)	Type	2022 Number of Branches	2022 Total Deposits in Market ($000)	2022 Total Market Share (%)	2021 Total Deposits in Market Share ($000)	2021 Total Market Share (%)
1	2	Huntington National Bank (OH)	Bank	2	164,995	43.30	140,582	41.75
2	1	Isabella Bank (MI)	Bank	3	155,537	40.82	140,811	41.82
3	3	Mercantile Bank (MI)	Bank	1	60,500	15.88	55,353	16.44
	Total for institutions in market			6	381,032		336,746

COUNTY: Gratiot, MI

2022 Rank	2021 Rank	Institution (Headquarters)	Type	2022 Number of Branches	2022 Total Deposits in Market ($000)	2022 Total Market Share (%)	2021 Total Deposits in Market Share ($000)	2021 Total Market Share (%)
1	1	Commercial Bank (MI)	Bank	4	355,455	44.61	325,080	41.80
2	2	Mercantile Bank (MI)	Bank	3	196,926	24.71	201,724	25.94
3	3	Isabella Bank (MI)	Bank	2	150,171	18.85	151,730	19.51
4	4	Huntington National Bank (OH)	Bank	1	94,281	11.83	99,119	12.75
	Total for institutions in market			10	796,833		777,653

COUNTY: Isabella, MI

2022 Rank	2021 Rank	Institution (Headquarters)	Type	2022 Number of Branches	2022 Total Deposits in Market ($000)	2022 Total Market Share (%)	2021 Total Deposits in Market Share ($000)	2021 Total Market Share (%)
1	1	Isabella Bank (MI)	Bank	10	776,574	58.25	763,122	59.14
2	2	Mercantile Bank (MI)	Bank	4	275,710	20.68	252,024	19.53
3	3	PNC Bank NA (DE)	Bank	2	144,305	10.83	141,123	10.94
4	4	Fifth Third Bank NA (OH)	Bank	1	60,454	4.53	56,072	4.35
5	5	Huntington National Bank (OH)	Bank	1	41,087	3.08	43,442	3.37
6	6	Independent Bank (MI)	Bank	1	34,933	2.62	34,643	2.68
	Total for institutions in market			19	1,333,063		1,290,426

COUNTY: Mecosta, MI

2022 Rank	2021 Rank	Institution (Headquarters)	Type	2022 Number of Branches	2022 Total Deposits in Market ($000)	2022 Total Market Share (%)	2021 Total Deposits in Market Share ($000)	2021 Total Market Share (%)
1	2	Isabella Bank (MI)	Bank	5	220,556	31.47	201,244	31.32
2	1	Huntington National Bank (OH)	Bank	1	159,360	22.74	226,033	35.17
3	3	Fifth Third Bank NA (OH)	Bank	2	119,787	17.09	110,309	17.16
4	-	Horizon Bank (IN)	Bank	1	80,284	11.46	-	-
5	4	Mercantile Bank (MI)	Bank	2	52,398	7.48	48,228	7.50
6	5	Independent Bank (MI)	Bank	1	49,422	7.05	38,641	6.01
7	6	Lake-Osceola State Bank (MI)	Bank	2	18,970	2.71	18,185	2.83
	Total for institutions in market			14	700,777		642,640

COUNTY: Midland, MI

2022 Rank	2021 Rank	Institution (Headquarters)	Type	2022 Number of Branches	2022 Total Deposits in Market ($000)	2022 Total Market Share (%)	2021 Total Deposits in Market Share ($000)	2021 Total Market Share (%)
1	1	Huntington National Bank (OH)	Bank	7	539,136	46.67	781,655	60.66
2	2	Horizon Bank (IN)	Bank	2	219,048	18.96	150,495	11.68
3	3	Comerica Bank (TX)	Bank	2	130,816	11.32	124,891	9.69
4	4	Isabella Bank (MI)	Bank	2	102,299	8.86	84,668	6.57
5	5	Fifth Third Bank NA (OH)	Bank	1	71,659	6.20	59,071	4.58
6	6	PNC Bank NA (DE)	Bank	1	55,462	4.80	55,972	4.34
7	7	1st State Bank (MI)	Bank	1	36,831	3.19	31,843	2.47
	Total for institutions in market			16	1,155,251		1,288,595

COUNTY: Montcalm, MI

2022 Rank	2021 Rank	Institution (Headquarters)	Type	2022 Number of Branches	2022 Total Deposits in Market ($000)	2022 Total Market Share (%)	2021 Total Deposits in Market Share ($000)	2021 Total Market Share (%)
1	1	Huntington National Bank (OH)	Bank	5	223,505	25.59	233,891	27.52
2	2	Isabella Bank (MI)	Bank	3	210,801	24.14	206,256	24.26
3	5	Sidney State Bank (MI)	Bank	2	110,053	12.60	91,858	10.81
4	3	Mercantile Bank (MI)	Bank	3	102,659	11.75	100,404	11.81
5	4	Fifth Third Bank NA (OH)	Bank	1	96,299	11.03	96,268	11.33
6	6	Independent Bank (MI)	Bank	2	91,046	10.42	88,728	10.44
7	7	Commercial Bank (MI)	Bank	1	39,004	4.47	32,642	3.84
	Total for institutions in market			17	873,367		850,047

COUNTY: Saginaw, MI

2022 Rank	2021 Rank	Institution (Headquarters)	Type	2022 Number of Branches	2022 Total Deposits in Market ($000)	2022 Total Market Share (%)	2021 Total Deposits in Market Share ($000)	2021 Total Market Share (%)
1	1	Huntington National Bank (OH)	Bank	9	775,677	28.72	754,707	29.22
2	2	JPMorgan Chase Bank NA (OH)	Bank	3	454,402	16.83	441,791	17.10
3	3	PNC Bank NA (DE)	Bank	4	342,835	12.69	339,464	13.14
4	4	1st State Bank (MI)	Bank	2	291,796	10.80	284,272	11.00
5	5	State Bank (MI)	Bank	6	202,380	7.49	202,187	7.83
6	6	Independent Bank (MI)	Bank	3	187,054	6.93	178,314	6.90
7	7	Isabella Bank (MI)	Bank	4	154,074	5.70	117,114	4.53
8	8	Fifth Third Bank NA (OH)	Bank	1	91,069	3.37	71,446	2.77
9	9	Mercantile Bank (MI)	Bank	2	64,831	2.40	64,208	2.49
10	10	Citizens Bank NA (RI)	Bank	1	63,596	2.35	60,246	2.33
	Total for institutions in market			37	2,700,722		82,583,119

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